Should you stay with Original Medicare or choose a Medicare Advantage plan? Learn how each option works with Tricare For Life, including claims, provider networks, Part B premium reductions, prescription drug coverage, and more.

Many retirees are surprised when their Medicare premiums are higher than expected. This extra cost, called IRMAA (Income-Related Monthly Adjustment Amount), affects Medicare Part B and Part D if your income is above certain thresholds. In this post, we’ll explain what IRMAA is, why it exists, how it impacts Tricare for Life, and what steps you can take to plan ahead or appeal if your income has changed.