Tricare Coverage When the Spouse Turns 65 but Isn’t Eligible for Premium-Free Part A

If a spouse turns 65 before the retiree is 62, coverage doesn’t stop, but it looks different for a few years. At 65, the spouse must enroll in Part B and Tricare Prime or Select will act as secondary coverage. Then, when the retiree turns 62, the spouse becomes eligible for premium-free Part A and transitions into Tricare for Life, with Medicare as primary and TFL as secondary.