When a military retiree turns 65, they transition into Tricare for Life with Medicare A & B, but what happens to younger spouses and children? This guide explains how family coverage continues, how premiums are affected, and what you need to know to avoid surprises during this transition.

New to Tricare for Life? This guide breaks down the basics in plain language—what TFL is, who’s eligible, how it works with Medicare, and what you might still pay out-of-pocket. Whether you’re approaching age 65 or supporting a retiree, this post will help you feel confident about your healthcare coverage.